Capital Payment Advisors

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Capital Payment Advisors

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The closed-loop Payment Platform for the Cannabis Industry

Transform Your Cannabis Business with Lut Reserve

Lüt Reserve is a specialized, closed-loop digital payment platform designed to provide a compliant, non-cash alternative for the cannabis industry, avoiding reliance on traditional, high-risk card networks. Lüt offers a secure, bank-to-bank transaction system that reduces cash handling for dispensaries.

How it works

For Merchants

For Merchants

  1. Consumers load funds
  2. They pay exact transaction amounts in-store, online, or via delivery, no cash required
  3. Merchants receive settlement with in the next business day straight to their bank account


No major card brands, No card networks shutdown risk. No headaches

For Merchants

For Merchants

For Merchants

  • No card netowork shutdown risk
  • Reduce cash handling
  • Next-day funding
  • Supports in-store, delivery, & online
  • Low fees, zero NSF exposure
  • PCI Level 1 + SOC 2 certified
  • Offers & loyalty to boost sales
  • Income opportunities for stadd 

For Consumers

For Merchants

For Consumers

  • Exact purchase amounts - No cash required
  • FDIC - insured through partner bank*
  • Encrypted + sercure
  • Cash-back rewards on every qualified transaction

It is always good to have a back up plan!

Let's get started

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*Capital Payment Advisors is an authorized reseller of Lut. Lut is a fintech company and not an FDIC-insured bank. Banking services are provided through First Federal Bank of Florida. Member FDCI. Subject to terms and conditions 

Copyright © 2026 Capital Payment Advisors - All Rights Reserved.

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